money demand

request for repayment of a financial debt, claim for monies owed

In macroeconomics, money supply ("monetary aggregates", "money stock") is the quantity of currency and money in bank accounts in the hands of the non-bank public available within the economy to purchase goods, services, and securities. The rate of interest is the price of money over time, that is, the price paid for deferring payment of monetary debts. The two are related inversely: as money supply increases interest rates will fall. When the interest rate equates the quantity of money demanded with the quantity of money supply, the economy is working at the money market equilibrium.
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A key economic relationship that represents the demand for money balances by non-monetary financial institutions (MFIs). The demand for money is often expressed as a function of prices and economic activity, which serves as a proxy for the level of transactions in the economy, and certain interest rate variables, which measure the opportunity costs of holding money.