hypothec

n. security which has been legally written over to a creditor but remains in the possession of a debtor (Law)

Hypothec (Lat. hypotheca, Gr. : hypothéke ), in Roman law, the most advanced form of the contract of pledge; in modern civil law (legal system), an instrument akin to the common law mortgage.A specific thing may be given absolutely to a creditor on the understanding that it is to be given back when the creditor's debt is paid; or the property in the thing may be assigned to the creditor while the debtor is allowed to remain in possession, the creditor as owner being able to take possession if his debt is not discharged.
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(n.)
A landlord's right, independently of stipulation, over the stocking (cattle, implements, etc.), and crops of his tenant, as security for payment of rent.
  

hypothec /hai'pɔθik/
danh từ (pháp lý) quyền cầm đồ thế nợ, quyền thế nợ bằng bất động sản
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IPOTECA