Railroad Accident

An event arising from the operation of a railroad which, with minor exceptions results in one or more of the following circumstances 1) Any impact between railroad on-track equipment and an automobile, bus, truck, motorcycle, bicycle, farm vehicle, pedestrian, or other highway user at a highway-rail crossing; 2) Any collision, derailment, fire, explosion, act of God, or other event involving the operation of railroad on-track equipment, standing or moving, which results in more than $6,300 in damages to railroad on-track equipment, signals, track, track structures, and roadbeds; 3) Any event arising from the operation of a railroad which results in the death of one or more persons; an injury to one or more persons (other than railroad employees) requiring medical treatment; 4) An injury to one or more employees which requires medical treatment; or results in restriction of work or motion for one or more days, or one or more lost work days, transfer to another job, termination of employment, loss of consciousness or any occupational illness of a railroad employee as diagnosed by a physician. (FRA1)