Personal Injury Protection (PIP) is an extension of
car insurance available in some
American states, which covers medical expenses and, in some cases, lost
wages and other
damages. PIP pays off regardless of who is at fault and is mandatory in some states, especially those with no-fault laws. PIP can cover within the specified limits, the medical, hospital and funeral expenses of the insured, others in his vehicles and pedestrians struck by him. The basic coverage for the insured's own injuries on a first-party basis, without regard to fault. It is only available in certain states.
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A type of no fault automobile insurance providing for "no fault" payment medical bills and wages.