Participation loan

Participation loans are loans made by multiple lenders to a single borrower. Several banks, for example, might chip in to fund one extremely large loan, with one of the banks taking the role of the “lead bank.” This lending institution then recruits other banks to participate and share the risks and profits. The lead bank typically originates the loan, takes responsibility for the loan servicing of the participation loan, organizes and manages the participation, and deals directly with the borrower.
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Noun
1. a loan that is shared by a group of banks that join to make a loan too big for any one of them alone
(synonym) loan participation, participation financing
(hypernym) loan

A large loan made by a group of lenders, which enables a borrower to obtain financing above the legal lending limit of an individual lender.