Disability Insurance

Disability insurance, often called disability income insurance, is a form of insurance that insures the beneficiary's earned income against the risk that disability will make working (and therefore earning) impossible. In other words, it answers the question, "How would I pay for my living expenses if I became unable to work?"
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Disability insurance Medical practice An insurance policy that pays a person in the event of temporary or permanent disability. See Insurance. [more]Disability insurance - Community and Resources

Noun
1. social insurance for the disabled
(hypernym) social insurance

An insurance contract in which the insurer agrees to pay money or to other benefits in the event that the person insured becomes disabled. - (read more on Disability Insurance)