Account Aggregation

Account aggregation is a method that involves compiling information from different accounts, which may include bank accounts, credit card accounts, investment accounts, and other consumer or business accounts, into a single place. This may include a database or may be provided through "screen scraping" where a user provides the requisite account-access information for an automated system to gather and compile the information into a single page. Usually this database resides in a web-based application or in client-side software. While such services are primarily designed to aggregate financial information, they sometimes also display other things such as the contents of e-mail boxes and news headlines.
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concentración de cuentas - by 2003, it is projected that close to half of all online banking and brokerage customers will be aggregating their financial accounts at a single, central site. The American Bankers Association is involved in several initiatives to ensure that appropriate privacy, security, legal, and regulatory standards are set for account aggregation

A service that gathers information from many websites, presents that information to the customer in a consolidated format, and, in some cases, may allow the customer to initiate activity on the aggregated accounts.
Aggregation services typically involve three different entities:
(1) The aggregator that offers the aggregation service and maintains information on the customer's relationships/accounts with other on-line providers.
(2) The aggregation target or website/entity from which the information is gathered or extracted by means of direct data feeds or screen scraping.
(3) The aggregation customer who subscribes to aggregation services and provides customer IDs and passwords for the account relationships to be aggregated.
  

Pre-established standards or requirements a product or project must meet.